Executive insurance: protect your income, your business and your assets

Running a business involves taking on significant responsibilities — including for your own protection.

Depending on your status (self‑employed, corporate officer or assimilated employee), your basic social coverage may be limited, uneven and insufficient to cope with professional risks.

 

At MIA Assurances, we support executives with a comprehensive and personalised approach.

Placeholder

Understanding executive insurance

What do we mean by executive insurance?

Executive insurance covers all the mechanisms designed to protect:

  • The executive on a personal level (income, family, assets)
  • But also the business, when its activity depends directly on a key individual

These solutions complement mandatory schemes, which are often insufficient, and cover specific risks related to:

  • The responsibilities associated with the executive’s role
  • The dependence of the business on their presence
  • Business continuity in the event of unexpected circumstances

 

These solutions cannot be standardised: they require an in-depth analysis of the executive’s status, role and the company’s organisation.

Executives solutions

Solutions tailored to your status and role

Executive insurance combines several complementary solutions that can be activated depending on your situation. These coverages can be combined to address both your personal situation and that of your company.

Executive disability & life insurance
  • Income protection in case of sick leave
  • Coverage in case of disability or death
Key person insurance
  • Financial protection for the business in case of death or incapacity of a key individual
Executive unemployment insurance
  • Income protection in the event of involuntary business loss, depending on contractual conditions.
Executive unemployment insurance
  • Income protection in the event of involuntary business loss, depending on contractual conditions
Business travel & mobility coverage
  • Protection for the executive during business travel in France and abroad.

Context & Challenges

Why executive protection is a topic in its own right

Unlike employees, executives are often less well covered by mandatory schemes.

Executive insurance aims to secure all these issues through a comprehensive and tailored approach.

 

Sick leave, disability or death can have immediate consequences:

Loss of personal income

 

 

Disruption to business operations

 

 

Financial instability for the company

 

 

Impact on the executive’s family

 

 

How to choose an offer?

A personalised approach beyond standard solutions

Inadequate coverage can create significant vulnerabilities, both for the executive and the business.

 

At MIA Assurances, we conduct a comprehensive and personalised analysis to design coherent, scalable solutions aligned with your short- and long-term objectives.

Key criteria include:

  • Your legal and social status
  • Your level of income
  • Your operational role within the company
  • The extent to which the business depends on your presence

MIA Approach

The MIA approach: managing and securing your protection over time

MIA Assurances’ support is based on:

  • Analysis of your status and personal and professional challenges
  • Competitive benchmarking of market solutions
  • Selection of truly relevant guarantees
  • Implementation and ongoing management of contracts
  • Regular reviews to adjust coverage over time
#modal
mia-assurances-2000-174-v2.jpg

FAQ

We answer your questions about executive insurance

All our answers
Why is my basic coverage insufficient as an executive?

Because mandatory schemes vary depending on your status and often provide limited coverage.

 

Can I combine several executive insurance solutions?

Yes. These solutions are complementary and should be designed together.

One solution for every profile

You are a

Foreign Company in France

You are a

Founder & Small Business

You are an

Executive and Self-Employed Professional

You are a

SME & Mid-Cap Company

You are a

Prospective Partner

Learn more about executive insurance

All our articles
Placeholder
Health advice

Health télétransmission: definition, benefits and a guide to activating it easily

Placeholder
Health advice

Top-Up Health Insurance: Why Consider It?

Placeholder
HR advice

Strengthening your employer brand through effective social protection

Placeholder
Health advice

Health & Death and Disability Cover: the 7 payroll best practices to start 2026