We answer all your questions

Companies: HR, executives and self-employed
Who is MIA Assurances and what is its role?

MIA Assurances is an independent brokerage firm specialised in employee benefits for companies.

We support executives, HR teams and self-employed professionals in setting up and managing their health, disability & life, retirement, employee savings and international mobility solutions.

 

Our mission: to provide the most suitable solutions, simplify administrative processes, and ensure long-term, personalised support.

How does MIA Assurances select insurers and third-party administrators?

MIA Assurances conducts a comprehensive market benchmark, assessing:

  • The financial strength of insurers
  • The quality of reimbursements and claims management
  • The tools provided (extranet platforms, mobile apps)
  • Processing times
  • Quality of customer service

 

We exclusively select reliable, digital and high-performing partners.

How is a group contract implemented?

Implementation takes place in 6 steps:

  1. Analysis of your company and obligations (collective agreement, practices, HR structure)
  2. Identification of your needs and budget constraints
  3. Benchmarking and presentation of the best market offers
  4. Signature and formalisation (unilateral decision, legal documentation, set-up)
  5. Onboarding of HR teams and employee support
  6. Ongoing management throughout the contract lifecycle (changes, claims, renewals)
What employee savings or value-sharing schemes can I implement?

MIA Assurances supports you with:

  • Profit-sharing (participation)
  • Incentive schemes (intéressement)
  • Value-sharing bonus (PPV)
  • Employer matching contributions on savings plans (PEE / PERECOL)

We help you select the most relevant and tax-efficient solutions for your organisation.

How are employee enrolments, terminations or changes managed?

Updates are made through your company’s extranet portal with the insurer.

MIA Assurances supports you in case of:

  • Errors
  • Duplications
  • Late enrolments
  • Specific situations (self-employed, dependents, category changes)
Are there solutions for expatriates, secondees or inbound employees?

Yes. MIA Assurances offers solutions adapted to international mobility situations: health, disability & life, assistance, compliance with French regulations, and dedicated insurance management for international assignments.

What are my HR obligations regarding employee benefits?

As an employer, you must:

  • Comply with legal obligations (ANI, collective agreements)
  • Formalise implementation through a unilateral decision or collective agreement
  • Provide each employee with an information notice
  • Deliver contractual documents at the appropriate time
  • Ensure continuity of coverage when required (e.g. Evin Law)

MIA Assurances supports you at every step to ensure full compliance.

Where can I find contractual documents (DUE, notices, terms, certificates)?

They are available via the insurer’s extranet.

MIA Assurances can help you to:

  • Locate them
  • Check their compliance
  • Provide updated versions
What are MIA Assurances’ commitments regarding compliance and GDPR?

We apply strict data protection procedures and use secure tools aligned with European standards (GDPR).
MIA Assurances also advises you on your HR obligations regarding personal data and the processing of sensitive information.

What is a “responsible contract”?

“Responsible contract”: a widely used term, but not always well understood.

Between regulatory frameworks, reimbursement caps and associated benefits, it now structures the majority of company health insurance plans.

In this video, discover the key elements to better understand what this means for both employers and employees.