Buildings, equipment, production tools, IT systems, liability…
Your company’s assets and activities are exposed to numerous risks that can jeopardise business continuity.
At MIA Assurances, we support our clients with a 360° approach, in partnership with a specialised provider.
What do we mean by P&C insurance?
Property & Casualty (P&C) insurance covers all solutions designed to protect:
Unlike personal insurance, P&C insurance is closely linked to:
Main risks covered
Each company has specific exposures: a personalised analysis is essential.
P&C insurance notably includes:
Expert partner
For the protection of assets and liabilities, MIA Assurances works in partnership with RMT Courtier en Assurances, a recognised specialised brokerage firm.
Based in Strasbourg, RMT has a dedicated team of around 20 professionals and supports companies of all sizes, with recognised expertise in complex and sector-specific risks.
Global approach
MIA Assurances remains your single point of contact, coordinates all interactions and ensures overall consistency across your coverage.
Context & Challenges
P&C insurance helps to:
A property damage event, a third-party claim or a liability issue can have serious consequences:
Standardised coverage may be insufficient or inappropriate.
This is why MIA relies on a specialised partner, able to precisely assess your risks and design tailored insurance programmes.
Key criteria include:
Because property and liability insurance require specific expertise. MIA has chosen to rely on a specialised partner to ensure the highest level of advice.
Not necessarily. Property and liability policies may include limitations, exclusions or insufficient coverage limits depending on your activity.
A personalised review is essential to ensure that your premises, equipment, liabilities and business interruption risks are properly covered.
Some coverages are mandatory depending on your activity (e.g. professional liability or decennial insurance in construction).
Beyond these requirements, even when not mandatory, appropriate P&C coverage is essential to protect the long-term viability of your business.
