Executives & self-employed: protect your status, your income and your future

Protect your income, your family and your business with a tailored employee benefits approach, adapted to your status as an executive or self‑employed professional.

Introduction

Employee benefits: aligned with your level of responsibility

Running a business means making key strategic decisions — including decisions about your own protection.
Depending on your status (self‑employed, corporate officer, or assimilated employee), your basic coverage may differ significantly from that of an employee, with important consequences in the event of sick leave, disability or death.

At MIA Assurances, we support executives and self‑employed professionals in structuring tailored employee benefits solutions, adapted to their status, personal situation and business needs.

Context & Challenges

Why executive protection is a standalone issue

Unlike employees, executives and self‑employed professionals often benefit from more limited basic social coverage.
In the event of an unexpected situation, financial consequences can be immediate, both personally and for the company.

Key challenges include:

Maintaining income in case of sick leave

Protecting your family in difficult situations

Planning for retirement

Securing business continuity

Employee benefits

Key pillars of executive protection

A comprehensive approach tailored to your status

At MIA Assurances, we design tailored solutions based on essential pillars:

Health insurance: covering medical expenses for the executive and their family, in addition to mandatory schemes
Disability & life insurance: income protection in case of sick leave, disability or death
Pension: building additional retirement income within an optimised tax framework
Executive protection solutions: specific guarantees related to your role and your financial dependency on your business activity

These solutions are designed to evolve alongside your entrepreneurial journey.

Key criteria for executives

How to choose your coverage?

For executives and self‑employed professionals, disability & life insurance is often the most critical protection.

In the event of prolonged sick leave or disability, mandatory schemes do not always provide sufficient income replacement.

Disability & life insurance can provide:

Income protection in case of temporary incapacity
Disability income (annuity) in case of long‑term impairment
Financial protection for dependants in the event of death

It is a key lever to maintain your standard of living and ensure the stability of your business.

Our expertise

Simple, comprehensive and compliant health solutions

At MIA Assurances, we select solutions adapted to the reality of your business and your situation.

A good protection scheme must be simple, efficient and compliant. We support you in implementing, managing and evolving your contracts so that you benefit from sustainable and effective protection.

Health & Disability

The two pillars of protection: health insurance covers daily healthcare, while disability & life insurance protects against major risks.

Pension & Employee Savings

Complement mandatory schemes and prepare your future with attractive and tax‑efficient solutions.

International Mobility

Protect yourself when traveling or operating internationally, with adapted coverage.

Executive Insurance

Protect your income, your business and your family with tailored solutions adapted to your role.

Property & Liability

Protect your assets and ensure business continuity.

How to choose your benefits?

Key criteria for executives

Each situation is unique. Our experts guide you through the key factors to consider:

Your legal and social status

(self‑employed, corporate officer, assimilated employee): each status involves different rules and coverage levels

Your level of income and your role within the company

The more critical your role, the more strategic income protection becomes

Finding the right balance between protection and budget

The objective is to design efficient solutions without unnecessary over‑coverage

Clarity and long‑term sustainability of your schemes

Clear, adaptable contracts with proper long‑term monitoring

MIA Approach

Personalised support over time

At MIA Assurances, we support executives before, during and after implementation of their solutions:

Analysis of your status and personal situation
Tailored recommendations
Negotiation with carefully selected insurance partners
Implementation and long‑term follow‑up

Our approach is independent, educational and long‑term oriented.

MIA Assurances in figures

Experience

30

years of experience in employee benefits
Clients

2,400

clients supported, including executives and self‑employed professionals
Partners

+40

selected insurance partners