Since the French Social Security scheme for the self-employed (RSI) came to an end in 2017, non-salaried workers are covered under the general Social Security scheme. As the reimbursements from the basic scheme are insufficient, it’s important to supplement your reimbursements with a top-up health insurance plan.
So, how do you choose the best insurance plan for your self-employed business?
There are more and more plans on the market, specially designed for the self-employed. It’s not always easy to sift through all these options but we recommend refining your search by:
- Defining who will be covered by the plan: only you, your spouse and/or your children?
- Do you wear glasses? Are your children having orthodontic treatment? Are you planning a pregnancy in your family? Do you consult specialists who charge excess fees?
- Compare the coverage limits: for example, for alternative medicine, would a reimbursement of €30 per treatment be appropriate or would it not be enough?
MIA Assurances advises you, FREE OF CHARGE AND WITHOUT COMMITMENT:
- We look at your needs and your existing plans, if you have any.
- Our team of experts in self-employed insurance draws up your specifications.
- We search among our 40 insurance partners.
- We present you with a selection of insurance plans at the best price and in compliance with your legal obligations.
Find the best insurance plan for the self-employed
Don’t forget to deduct your premiums from your income!
MIA Assurances will take into account your status as a self-employed worker and find you a plan that falls within the advantageous tax framework of the Madelin Law, meaning you can deduct the premiums from your net taxable income. A Madelin insurance plan can make a real difference to your finances!
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